Give wings to your dreams with our loan
Don't hold yourself back and seize your opportunity.
View offer
Na akademický rok 2025/2026 sme pre Vás vyčlenili x.xxx.xxx €. Termíny ďalších kôl na predkladanie žiadostí sa vyhlásia podľa rýchlosti čerpania finančných prostriedkov.
See what we’ve got for you!
> check out our range of loan products <
We have allocated €4,500,000 for the 2024/2025 academic year. The deadlines for subsequent rounds of application submission will be announced based on the rate of fund utilization.
See what we’ve got for you
Check out our range of loan products.
Are you a student full of ideas? You have enormous potential, but sometimes not enough resources to bring them to life? Now is the perfect time to turn your ideas into reality. Whether you dream of realizing your own projects, want to experience studying abroad, or need a way to cover dormitory or other student expenses, our student loan can help you make it happen.
Student Loans
Are you a student full of ideas? You have enormous potential, but sometimes not enough resources to bring them to life? Now is the perfect time to turn your ideas into reality. Whether you dream of realizing your own projects, want to experience studying abroad, or need a way to cover dormitory or other student expenses, our student loan can help you make it happen.
Student loan with
guarantor
from 2.000€ to 7.500€
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose
- guarantor - yes
- the university can be based
in Slovakia or abroad - full-time / part-time study
Student loan without guarantor
from 1.000€ to 4.000€
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose
- guarantor - no
- the university must be based
in Slovakia - full-time study
Student loan for top 500 global universities
from 7.500€ to 20.000€/40.000€
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose/purpose-specific
- guarantor - yes
- the university must be on the list of
top-ranked schools within the top 500 - full-time study
Student Loan for PhD Students*
from 2.000 to 7.500 Eur
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose
- guarantor - yes
- the university can be based
in Slovakia or abroad - full-time study
Student loan with guarantor
from 2.000€ to 7.500€
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose
- guarantor - yes
- the university can be based in Slovakia or abroad
- full-time / part-time study
Student loan without guarantor
from 1.000€ to 4.000€
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose
- guarantor - no
- the university must be based in Slovakia
- full-time study
Student loan for top 500 global universities
from 7.500€ to 20.000€/ 40.000€
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose/purpose-specific
- guarantor - yes
- the university must be listed among the top 200 ranked schools, including
- full-time study
Student loan for PhD students*
from 2.000 to 7.500 Eur
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose
- guarantor - yes
- the university can be based in Slovakia or abroad
- full-time study
Stabilizačná pôžička
Get the support that will allow you to fully focus on your studies.
Stabilization loan
4.000 €
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose
- guarantor - no
- the university can be based
in Slovakia or abroad - full - time study
Stabilization loan
Študuješ odbor ošetrovateľstvo a už teraz vieš, že sa po skončení štúdia uplatniť na Slovensku? Trápi ťa nedostatok financií aby si sa štúdiu mohola venovať naplno? Stabilizačná pôžička je pre teba tou správnou voľbou! Ak nám totiž neskôr preukážeš, že si vykonávala nedostatkové regulované povolanie na plný alebo na skrátený úväzok na území Slovenskej republiky a na výkon ktorého si získala kvalifikačný predpoklad štúdiom príslušného študijného programu, máš nárok na zníženie nesplatenej istiny stabilizačnej pôžičky o pomernú časť z celkovej poskytnutej stabilizačnej pôžičky za každý rok vykonávania nedostatkového regulovaného povolania.
Stabilization loan
4.000 €
- interest 4% p.a.
- repayment: 1-10 years*
- non-purpose
- guarantor - no
- the university can be based
in Slovakia or abroad - full - time study
Are you a nursing student and already know that you will pursue your career in Slovakia after graduation? Are you worried about the lack of financial resources to fully focus on your studies? The stabilization loan is the right choice for you! If you later prove that you worked in a shortage-regulated profession on a full-time or part-time basis in Slovakia, and you gained the required qualifications through your chosen study program, you are eligible for a reduction in the outstanding principal of the stabilization loan. This reduction will be proportional to the total amount of the loan for each year spent in the shortage-regulated profession.
Educational loan
from 1.000 € to 15.000 €
- interest 4% p.a.
- repayment: 5-15 years
- non-purpose
- guarantor required – from €5,000 and above
Educational loan for PhD students*
from 1.000 € to 15.000 €
- interest 4% p.a.
- repayment: 5-15 years
- non-purpose
- guarantor required – from €5,000 and above
Educational Loan
Are you a teacher facing financial challenges? Whether it's purchasing or renovating a property, buying a new car, or refinancing a loan, our non-purpose loan can help you achieve your plans. We offer a fair interest rate, and you can extend the repayment period up to 15 years. Gain financial freedom with our loan.
Are you a teacher facing financial challenges? Whether it's purchasing or renovating a property, buying a new car, or refinancing a loan, our non-purpose loan can help you achieve your plans. We offer a fair interest rate, and you can extend the repayment period up to 15 years. Gain financial freedom with our loan.
Educational loan
A fair loan to make your dreams come true.
Educational loan
from 1.000 € to 15.000 €
- interest 4% p.a.
- repayment: 5-15 years
- non-purpose
- guarantor required – from €5,000 and above
Educational loan for PhD students*
from 1.000 € to 15.000 €
- interest 4% p.a.
- repayment: 5-15 years
- non-purpose
- guarantor required – from €5,000 and above
Martin Filko Scholarship
individual support
- interest-free, with deferred repayment
- write-off of 1/36 of the principal for each month worked in public administration
- tied to study expenses
- for students of the 2nd and 3rd degree
- univerzita musí figurovať v rebríčku najlepších škôl do 200. miesta vrátane
- full - time study
Štipendium
Martina Filka
Get a quality education and a prestigious career in the public sector.
Are you interested in a career in the public sector and want to study at a prestigious foreign university? Take advantage of the Martina Filko Scholarship, which will cover all your study costs – tuition fees, living expenses, travel costs, study materials, and travel insurance – for two academic years. A condition for receiving the scholarship is a commitment to work for three years in public administration after graduation. This scholarship will not only provide financial support during your studies but also open doors to a prestigious career in the public sector. The scholarship is provided as an interest-free loan, which will be forgiven if you fulfill your commitment.
Take advantage of this unique opportunity to gain a quality education and contribute to improving public administration in Slovakia.
Martin Filko Scholarship
Are you interested in a career in the public sector and want to study at a prestigious foreign university? Take advantage of the Martin Filko Scholarship, which covers all study expenses (tuition, living costs, travel, study materials, and travel insurance) for two academic years.
The condition for receiving the scholarship is a commitment to work for three years in public administration after completing your studies. This scholarship not only provides financial support during your studies but also opens the door to a prestigious career in the public sector. The scholarship is provided in the form of an interest-free loan, which will be forgiven if you fulfill your commitment.
Take advantage of this unique opportunity to gain a quality education and contribute to improving public administration in Slovakia.
Martin Filko
Scholarship
individual support
- interest-free, with deferred repayment
- write-off of 1/36 of the principal for each month worked in public administration
- tied to study expenses
- for students of the 2nd and 3rd degree of full-time studies
- the university must be ranked among the top 200 schools, inclusive
Curious About Our Latest Updates?
> novinky, komentáre a tlačové správy <
Curious About Our Latest Updates?
> latest news comments and press releases <
Prvá pomoc
> často kladené otázky <
Quick help when you need answers
> frequently asked questions <
Postup na zmenu osobných údajov
Ako sa bude tvoja žiadosť posudzovať?
Rada fondu posudzuje v procese schvaľovania pôžičiek len tie žiadosti, ktoré boli doručené do určeného termínu, a ktoré sú v súlade s podmiekami poskytovania pôžičiek.
Proces schvaľovania pôžičiek pozoastáva z týchto etáp:
1. posúdenie splnenia podmienok poskytovania pôžičiek,
2. určenie poradia žiadostí o pôžičku aplikáciou kritérií na uprednostnenie uvedených v § 11 ods. 3 zákona o fonde a prednostných kritérií rady fondu podľa vnútorného predpisu č. 1/2019 a
3. schválenie žiadostí o pôžičku radou fondu.
Na poskytnutie pôžičky z fondu nie je právny nárok. Pôžička sa neschvaľuje v správnom konaní.
Ako zistím či som získal pôžičku?
Fond zverejní zoznam schválených a nechválených pôžičiek na svojom webovom sídle do troch dní od rozhodnutia rady fondu, najneskôr však do 60 dní od termínu na doručenie žiadostí o pôžičku.
Vážený študijný priemer (VŠP) je číselný ukazovateľ, ktorý vyjadruje študijné výsledky študenta v danom období. Na rozdiel od jednoduchého priemeru z dosiahnutých známok zohľadňuje aj počet kreditov jednotlivých predmetov – teda váhu každého predmetu v štúdiu.
Výpočet váženého študijného priemeru upravuje Vyhláška Ministerstva školstva SR č. 614/2002 Z. z. o kreditovom systéme štúdia.
VŠP sa počíta podľa vzorca:
VŠP = (∑ (k × z)) / (∑k)
kde:
- k = počet kreditov za predmet,
- z = číselné hodnotenie známky (napr. A = 1, B = 1.5, C = 2, D = 2.5, E = 3),
- súčet sa počíta za všetky absolvované predmety v danom období.
Čím je VŠP nižší, tým lepší je študijný výsledok.
Váženým študijným priemerom nie je:
- aritmetický priemer známok,
- percentuálna úspešnosť / percentuálne vyjadrenie úspešnosti štúdia.
Our partners
Our partners
